Apple Card purchases made with the physical credit card, rather than via Apple Pay, earn just 1% back. 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. Apple Card. I would like to subscribe to The Points Guy newsletters and special email promotions. The American Express Cash Magnet® Card, on the other hand, offers both of these. Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership. With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories. View our latest valuations here. We have also seen mobile payments as a 5x rotating bonus category on the no annual fee Chase Freedom. CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners. When it comes time to redeem your points, you can do so for Apple or iTunes gift cards. Getting an almost immediate 3% cash back on Apple purchases via a card with no annual fee is good, and we’re sure that some of the other features will be fun for those who like to be on the cutting edge of all things Apple. © 2020 THE POINTS GUY, LLC. It’s hard to identify the single most rewarding credit card for making Apple purchases because there are so many places to buy Apple products, but let’s focus on when you buy directly from Apple. Apple claimed in announcing the Apple Card that 70% of U.S. retailers accept Apple Pay. Earning rewards on your Apple purchase is one thing, but I’d argue it isn’t actually the most important factor when deciding which credit card to use to buy the latest iPhone, Apple Watch or MacBook. Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Includes eligible pick-up and delivery services. If you are looking for a go-to cash back card, there are much better options. But just like the Uber Visa is not the most rewarding card for Uber purchases, the Apple Card at 3% back isn’t always going to be the best card to use for Apple purchases for a couple of reasons. Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. The Apple Card? You should not: Use your name. The average cash rewards card gives 1.06% back on all purchases, according to WalletHub data . Apple Credit Card: Specs and Perks. That means potentially 8 cents in rewards earned per dollar spent on the Amex Business Gold Card vs. 3 cents cash back with the Apple Card. Yesterday, Apple announced its new credit card – the Apple Card. The card also features an intro APR of 0% for 15 months on purchases and balance transfers (then a variable rate, currently 15.24% to 26.24%). We compared the offers and facilities by Apple Card with three other cards that are currently the favorite in the market, viz. Please note that the offers mentioned below are subject to change at any time and some may no longer be available. Rates as of April 1, 2020. Of course, not everyone has a small business credit card. *Bonus value is an estimated value calculated by TPG and not the card issuer. The American Express Cash Magnet® Card includes a few benefits to help protect your new iPhone purchase. My family has seen Apple products end up in the lake, stop working just after their included warranty period, and damaged in a bike accident. What Are the Best Credit Cards for Apple Purchases? Unlimited 1.5% Cash Back on your purchases. Apple Card: Everything you need to know. We aren’t saying you shouldn’t get the fancy-looking titanium Apple Card when it is released (unless that ruins your 5/24 standing). Here’s a quick breakdown: You get a small percentage back on purchases you make with the card, and … This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ALL RIGHTS RESERVED. Even if you bought the iPhone XR at $750, you're only $250 shy of earning the credit, not a hard task considering you have 3 months to complete it. The best way to use Apple Card is with Apple Pay — the secure payment technology built into iPhone, Apple Watch, iPad, and Mac and accepted at 85 percent of merchants in the United States. My family has used that additional year of coverage provided by the Ink Business Preferred Card when an iPhone developed a battery problem just after Apple’s one-year included warranty period ended. If that bike spill that smashed the Apple Watch happened in the first four months, and you had used the right card to make the purchase, your credit card could cover the cost of a replacement. The points earned on this card are worth 1.5 cents each that you can easily use for travel booked directly with travel providers. This site does not include all credit card companies or all available credit card offers. The Apple Credit Card * offers a tasty rewards plan, particularly for those who can use Apple Pay for most of their purchases. Best credit cards for Apple purchases. You can typically use these methods with your Apple ID: Apple Pay (where available)Most credit and debit cards Want to try out or love the idea of Qi-charging? If you purchase AppleCare with Apple Card in a later transaction, it's subject to your standard purchase APR. Taxes and shipping are not included in Apple Card Monthly Installments and are subject to your standard purchase APR. NOTE: 1 space only between each word or character. Ink Business Preferred Credit Card. (Also note that the credit card you use to pay your monthly cell phone bill can also provide protections if your iPhone is lost or damaged, regardless of how you originally bought the phone.). Chase offers one of the best extended warranty programs in the credit card space, and the Chase Freedom Flex℠ card helps you reap the extra protection by adding up to one year on your manufacturer’s original warranty. Anytime you use the card at restaurants you will receive two points per $1. If you apply and are approved for a new My Best Buy® Credit Card, your first day of purchases on the Credit Card using Standard Credit within the first 14 days of account opening will get an additional 2.5 bonus points (an additional 5% back in rewards, for a total of 10%). In comparison to cards such as the Chase Freedom Unlimited card, which offers at least 1.5 percent cash back on purchases, or the Citi® Double Cash Card, which offers up to 2 percent cash back – 1 percent when you make a purchase and 1 percent when pay off that purchase – a rate of 1.19 percent cash back is paltry. Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. Vinyl cutting has become a massive art in the maker community and while there are a lot of brand choices out there Cricut is one of the biggest and most trusted. 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